A well-maintained and renovated property is important for a number of reasons. First, certain renovations done to your home can certainly increase its value, such as renovating your bathroom and kitchen or replacing your roof shingles. Secondly, by doing renovations to your home you are ensuring that your home is up to date with the
It is not uncommon to see homeowners sell their house before the term on their mortgage contract ends. Usually this is due to a change in an individual’s family situation, such as moving closer to a new job, having additional children or seeing adult children move out. If you are a homeowner that is considering
Whether you are applying for a mortgage, refinancing your current home loan, or renegotiating your current mortgage contract with a federally regulated lender, as a home buyer you must go through what is known as the Canadian mortgage stress test. In simple terms, a mortgage stress test determines whether you would still be able to
Buying your home is an important decision that you should make wisely, thinking of safety and security at the top of the list. For home buyers, having a home inspection conducted by a professional prior to purchase is critical in the case that the property has hidden faults or unnoticeable structural damage. In our blog
In the early days of the COVID pandemic, the Canadian housing market boomed and mortgage interest rates dropped significantly. At that time, many people chose a variable mortgage rate since there were no signs of when the housing market boom would end. These days, however, many Candians are worried about how high mortgage rates can
Decorating your home for the winter holidays is fun and exciting as it gets people into the Chrstmas spirit. Adding bright lights and other vibrant colours to your home is one way of sprucing up your indoor and outdoor areas, and choosing the perfect Chrstimas tree for your home usually completes the job. But how
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